Legal Stuff

Integrity Mortgage Corporation of Texas is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending.  Any consumer wishing to file a complaint against Integrity Mortgage Corporation of Texas should complete, sign, and send a complaint form to the Department of Savings and Mortgage Lending, 2601 North Lamer, Suite 201, Austin, Texas 78705.  Complaint forms and instructions may be downloaded and printed from the Department’s web site located at www.sml.state.tx.usor obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at 512-475-1360, or by email at smlinfo@sml.state.tx.us.

Integrity Mortgage Corp of TX places a high priority on protecting your personal and confidential information. We make every effort to guard the information you provide us, no matter how we receive it.

Completing Online Forms
When you complete a form online, such as an online mortgage application, Integrity Mortgage Corp of TX has programs in place to protect it. The information you supply is encrypted and then decoded to begin processing when it arrives to Integrity Mortgage Corp of TX. If you would like to feel more secure as you work with your confidential information online, you can look for a couple features in your web browser that will provide you assurance that your information is protected. First, you can look for a lock icon, typically found in a lower corner of your web window or at the end of the window where the web address appears. Also, within the web address, you can look for it to read https:// at the beginning of the URL. With it typically reading http://, the addition of the “s” means the site you are visiting is secure. With Integrity Mortgage Corp of TX, you are covered!

Linking Outside of the Integrity Mortgage Corp of TX Website
Integrity Mortgage Corp of TX is not held responsible for any information or content found on websites linked to or from our company website. Any link that might be provided is for the potential benefit of the visitor to our site; however, the accuracy of the third party’s site’s content is not guaranteed. Third party sites also operate under different privacy and security policies which may be different from those of Integrity Mortgage Corp of TX. – See more at: http://www.Integrity Mortgage Corp of TX.com/legal#security

INTEGRITY MORTGAGE CORPORATION OF TX. 
NMLS ID #:  257791

Figure: 7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or, because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Enacted by Congress in 1975, the Home Mortgage Disclosure Act legislates the reporting of loan data by lending institutions. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.

This data is reported by the lending institutions on the first of March for loans and applications of the previous calendar year. If requested, lenders need to have the information available within 30 days of the request but not earlier than March 31st.

To receive a copy of this data send a written request to:

Integrity Mortgage Corporation of Texas
8678 Skillman
Dallas, TX 75243